§ 21. A child's annuity, if a widow survives, shall be ten dollars ($10,00) per month, except that it shall be only five dollars ($5.00) per month after such child has attained the age of fourteen years when such child is not attending school; if no widow survives, a child's annuity in all cases specified above, shall be five dollars ($5.00) more per month than the amounts stated; provided, however, that the combined annuities of a widow and children shall not exceed forty per cent of the salary of such employee as it was at the time of his death, if death of such employee did not occur while in or in consequence of the direct performance of duty, and shall not exceed seventy-five per cent of such salary of such employee in the case of death of such employee while in or as a consequence of the direct performance of duty, nor shall the combined. annuities of an employee and children of such employee in the case of disability incurred in consequence of the direct performance of duty exceed the salary of such employee at the time of such disability, less amounts equal to the contributions necessary on the part of such employee for old age retirement annuity and widow's annuity purposes.

§ 22. The employes who shall be contributors to the Sickness and Accident Fund shall be all present employes, and all future entrants, who are under the age of sixty-five years and whose periods of service are in excess of five years, except:

(1) Employes absent on leave of absence, who are not receiving benefits from the Sickness and Accident Fund shall not be contributors during such period of leave of absence after a period of thirty days has elapsed from the date when such leave of absence was granted.

(2) Employes who are in receipt of benefits from the Sickness and Accident Fund or employes disabled in consequence of the direct performance of duty.

(3) Employes who were formerly contributors but ceased to become such as stated in section 25 hereof.

23. During the first fiscal year, each employer shall pay to the Retirement Board an amount equal to one quarter of one per cent of the salaries of all employes of such employer under the jurisdiction of said Retirement Board. During such fiscal year, each employer shall contribute one quarter of one per cent from each payment made on account of salary of such employee during such year.

Thereafter each employer shall contribute in equal amounts with the employes of such employer during any fiscal year. In determining the amounts to be paid by the employer on behalf of each employee, the contributions made by each employee during any fiscal year shall be accumulated at regular interest to the end of such year and the employer shall contribute equal amounts to the total of such accumulated amounts, reckoning regular interest between the end of such fiscal year and the dates when payment by the employer are made.

Each employee contributor shall, for the purposes of this fund. contribute during any fiscal year after the first, a percentage of salary. which percentage shall be the same for all employees, to be determined by the Retirement Board from estimates based on the experience of the Sickness and Accident Fund of the preceding year. In this connection

the salary of the year shall be the actual salary of the employee during the year, but not to exceed $2,500 per year.

If at the end of any fiscal year a balance remains in the fund, such balance shall be used during the following fiscal year to reduce the payments of both employers and employes in equal amounts as between employers and employes.

§ 24. A contributor to the Sickness and Accident Fund who becomes disabled on account of illness or accident not in consequence of direct performance of duty, whose disability extends beyond the time allowed under laws, ordinances or administrative rules for sick leave with pay shall be eligible for the sickness and accident benefits provided under the provisions of this Act during the period of disability until the employee attains the age of sixty-five years. except that the period during which the disability benefit shall be payable shall not exceed a period equal to one-half the period of service of the employee before disability benefits were granted, nor shall such period exceed ten years. Payment of benefits from the Sickness and Accident Fund shall be subject to rules to be adopted by the Retirement Board which rules shall prescribe the length of time which must elapse between the time when disability occurs and the time when receipt of such benefits shall begin.

The amount of such benefit shall be thirty per cent of the salary, not in excess of $2,500, of the employee at the time of disability, less such percentages of salary as such employee is required to pay for old age retirement annuity and widow's annuity purposes. Amounts equal to such percentages of salary shall be paid into the Salary Deductions for Annuity Fund and placed to the credit of the disabled employee therein.

25. The provisions of this Act shall be modified in so far as they apply to employees whose salaries are on other than an annual salary basis, as follows:

Contributions required from contributing employes and employers to provide the sickness and accident benefits provided herein for any such employes shall be made under the following provisions:

Each such employee shall pay in advance one-twelfth of the amount of the annual contribution required to be made by such employee to the Sickness and Accident Fund. Thereafter contributions in advance shall be made as follows:

From each payment on account of salary to such employee during any month, there shall be deducted an amount equal to one twentyfourth of the amount of annual contribution required for such benefits. At the end of the month, the account of such employee shall be credited with such amount as is to be contributed by the employer as stated below. If at the end of any month a deficiency exists in the contributions required for such benefits, the amount of such deficiency shall be paid by such employee, and if not paid, it shall be deducted from the first amount due the employee in salary or wages in the succeeding month. If at the end of such succeeding month such deficiency is not removed, the employee shall cease to be a contributor to the Sickness

and Accident Fund. Such employee may however again become a contributor by passing the medical examination prescribed by the Retirement Board and paying the cost of such examination.

If at the end of any fiscal year, the account of any such employee shows a balance to the credit of such employee of an amount in excess of the amount required as contributions toward the Sickness and Accident Fund for such year, plus one-twelfth of the amount of such annual contributions required from such employee, an amount equal to the amount of such excess shall be paid to such employee.

The contributions to be made by the employer during any month shall be:

For any employee whose salary is on a monthly basis, one twentyfourth of the amount of annual contribution required, for each month during which such employee was in service.

For any employee whose salary is on other than an annual or monthly basis, one six-hundredth of the amount of annual contribution required, for each day during which such employee was in service.

§ 26. The Retirement Board shall require an employee who is in receipt of any benefit because of disability, to undergo medical examination at least once each year by a physician or physicians designated by the Retirement Board. Should the Retirement Board decide as the result of such examination that such employee is no longer disabled for the performance of duty, said Retirement Board shall discontinue all benefits to such employee. The head of the department in which the employee was employed at the time of his disability shall, upon notification by the Retirement Board, reinstate such employee in such position as was held by and at such a rate of salary as was paid to such employee at the time when disability began.

Should such employee refuse to submit to any such examination, any benefits being paid such employee under the provisions of this Act because of disability shall be discontinued immediately.

Upon application, approved by the Retirement Board, of any employee who is in receipt of benefits under the provisions of this Act because of disability, such employee shall be restored to active service by the head of the department in which such employee was employed at the time of his disability.

§ 27. If an employee, before his attainment of the age of sixty-five years shall be so disabled as the direct result of performance of duty, that he cannot perform the duties of his position, he shall receive, while so disabled, an annuity equal in amount to seventy-five per cent of his salary as it shall be at the date when such disability results, subject to the limitations hereinafter stated.

Such employee shall also receive a further annuity, subject to the limitations hereinafter stated, of the amount stated in section 20, on account of each child of his blood under eighteen years of age; provided, however, that any such disabled employee shall not receive any annuity in excess of the amount of his salary at the time of such injury less the sums that would be deducted from the salary of such employee for

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old age retirement annuity and widow's annuity purposes as prescribed herein, if such employee were in receipt of such salary.

If the employee be under the age of sixty-five years when such disability results, contributions equal in amount to the contributions therefore made by such employee, and on his behalf by the employer, for old age retirement annuity, and for widow's annuity, if such employee be a male employee, shall be maintained by the employers during the period of disability until the employee attains the age of sixty years. Upon attainment of such age, the old age retirement annuity rights for the employee, and the widow's annuity rights, if the employee be a married male, shall be determined, and in the same manner as if the employee were in active service.

Subject to the modifications stated in section 28, the amount of annuity prescribed herein shall be payable to the employee during disability until he shall attain the age of sixty-five years. Upon attainment of such age, the amount of annuity payable to such employee shall be the amount of old age retirement annuity payable to him as specified in this Act.

If an employee, before his attainment of age of sixty-five years, shall lose his life in consequence of the direct performance of duty and a widow shall survive him, then such widow, provided she does not marry, shall receive an annuity, subject to the modifications stated in section 28, of an amount equal to fifty per cent of the salary of such employee as it shall be at the time of his death or injury, until the date when such employee, if he had been alive, would have attained the age of sixty-five years. After such date, her annuity shall be that provided for the widow of an employee who dies while in service, except that the amount of such annuity shall not be less than the widow's annuity that would have been provided for her if her husband had lived to the age of sixty years and had received in salary an amount equal to that received by him at the time of his death or injury.

If the widow of an employee who loses his life in consequence of the direct performance of duty, marries, her annuity after marriage shall be that provided for the widow of an employee who dies while in service or after retirement on annuity. In such cases, temporary annuities shall be computed as running from the time of the employee's death.

All annuities payable on account of injury, or death of an employee in consequence of the direct performance of duty, in excess of the old age retirement annuity provided for such employee upon attainment of the age of sixty years from the Annuity Reserve Fund, and all annuities payable to widows of such employes in excess of the annuities provided for such widows from the Annuity Reserve Fund, shall be paid by the employer.

§ 28. If an employee or the members of a family, as herein described, of an employee, shall receive any compensation under or by virtue of the Workmen's Compensation Act on account of disability or death resulting from the direct performance of duty, the annuity or annuities prescribed for such person or persons shall be reduced by the

amount or amounts of such compensation, if such amount or amounts be less than such annuity or annuities, and if the amount or amounts i received as compensation exceed such annuity or annuities, then an annuity or annuities shall not be payable to the recipient or recipients of such compensation until the expiration of the period of time during which the sum of the annuity or annuities payable at the rate herein stated would equal the sum or sums received as compensation; except that, if an employee attains the age of sixty years while absent from service because of disability incurred as the direct result of the performance of duty, or attained the age of sixty years before so incurring disability, or, if the widow of an employee who lost his life while in or as a consequence of the direct performance of duty, attains an age at which the employee if alive would have attained the age of sixty years, then the old age retirement annuity provided for such employee or the annuity provided for the widow shall thereafter be paid to the employee or the widow as the case may be and the foregoing provisions of this section shall apply only to amounts in excess of such annuity.

§ 29. If any employee shall withdraw from service before completion of at least ten full years of service and before attainment of the age of sixty years, refunds shall be made upon request, or if no request is made, then when such employee shall attain the age of sixty years. If any employee shall withdraw from service after completion of at least ten full years of service but before attainment of the age of fiftyfive years, refunds shall be made upon request, provided such request is made before such employee shall have attained the age of fifty-five

years.

The amount of refund shall be an amount equal to the accumulation from deductions from salary of such employee, for old age retirement annuity and widow's annuity purposes, on the date when such employee shall withdraw from service, improved at interest at the rate of three and one-half per cent per annum from the date when such employee shall withdraw from service to the date when request for refund is made; provided, however, that such accumulation shall not be improved at interest for a longer period than twenty years from the date when such employee shall withdraw from service.

If any male employee shall attain the age of sixty years while in service and shall have no wife on the date when he attains such age, or if any male employee shall enter upon annuity before his attainment of the age of sixty years and shall have no wife on the date when he enters upon annuity, or if a former employee has no wife eligible for annuity on the date when he enters upon annuity, then refund shall be made of the accumulation on such date to the credit of such employee to provide a widow's annuity for such employee, provided no children eligible for annuity exist.

If children eligible for annuity of any such male employee exist, an amount sufficient to provide annuities for such children shall be deducted from the amount of such accumulation and the balance, if any, shall be refunded. When annuity rights on all children cease, any remaining balance shall be refunded.