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JOURNAL

OF THE

INSTITUTE OF ACTUARIES

AND

ASSURANCE MAGAZINE.

"I hold every man a debtor to his profession, from the which as men of course do seek to
receive countenance and profit, so ought they of duty to endeavour themselves by way of
amends to be a help and ornament thereunto.”—Bacon.

VOL. XIX.

THECA

BIBI

LONDON:
CHARLES & EDWIN LAYTON, 150 FLEET STREET.
PARIS: ARMAND ANGER, LIBRAIRIE DES ASSURANCES, 48 RUE LAFFITTE.

HAMBURG: W. MAUKE SÖHNE. LA HAGUE: MARTINUS NIJHOFF.

1876.

(ENTERED AT STATIONERS' HALL.]

LONDON:

PRINTED BY CHARLES AND EDWIN LAYTON,

FLEET STREET.

üi

PAGE

The Expenses of Life Assurance Companies: How they affect the Assured.

By A. H. Bailey

1

Abstract of the Discussion on the preceding...

6

On the Value of a Reversionary Annuity payable oftener than Once a Year.-

A

paper read before the Actuarial Society of Edinburgh. By William

Evans, A.I.A. and A.F.A., of the Scottish Widows' Fund Life Assurance

Society

12

On the Law of American Life as deduced from the Experience of the Mutual

Benefit Life Insurance Company of New Jersey, analyzed and adjusted by

Gompertz's Law. By Walter S. Nichols, M.A., Associate Editor of the

Insurance Monitor" of New York

On a Problem occurring in connection with Entailed Estates in Scotland.

By T. B. Sprague, M.A., Manager of the Scottish Equitable Life Assurance

Society

On the Rate of Interest yielded by Foreign Government Loans. By William

Sutton, B.A., of the London and Provincial Law Assurance Society .... 77

Abstract of the Discussion on the preceding ..

88

Negative Policy Values ; being a paper read before the Actuarial Society of

Edinburgh. By J. J. W. Deuchar, A.I.A. and A.F.A., of the Standard

Life Assurance Company

97

On the Hourly Distribution of Mortality. By Robert Lawson, M.B.,C.M.,

Edinburgh; Clinical Assistant, West Riding Asylum; formerly Assistant

to the Professor of Practice of Medicine and Medical Psychology at

Edinburgh University. Extracted from the West Riding Lunatic Asylum

Medical Reports-vol. iv (1874)

110

On the Mortality of Males and Females from Peritonitis at Ages between

Fifteen and Fifty. By William Robertson, M.D., F.R.S.E.

118

The Measure of Expenses in Life Assurance Companies. By James R. Mac-

fadyen, of the Legal and General Life Assurance Society

153

Abstract of the Discussion on the preceding ...

161

Extracts from Mr. Sprague's Letters to the Insurance Record on the

above subject...

167

Extract from Opinion of Mr. Sprague to the Australian Mutual Provident

Society

170

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