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ESTABLISHED 1800

YORO,

OPTICIANS

-AND

JEWELERS

OPERA AND FIELD GLASSES, CUT GLASS AND FINE CHINA

NEW STORE

G. T. SADTLER & SONS, 345 NORTH CHARLES ST.

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OLD TOWN NATIONAL BANK

GAY AND EXETER STREETS, BALTIMORE, MD.

UNITED STATES, STATE AND CITY DEPOSITARY

Capital,

$250,000

Surplus and Profits,
Average Deposits,

120,000 1,600,000

JACOB W. Hook, President
AARON BENESCH, Vice-President

LETTERS OF CREDIT

HENRY O. REDUE, Vice-President and Cashier
F. M. MILLER. Assistant Cashier

FOREIGN EXCHANGE

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LEGAL HOLIDAYS IN MARYLAND.

1. New Year's Day, January 1.

2. Washington's Birthday, February 22.

3. Decoration Day, May 30.

4. Independence Day, July 4.

5. Defenders' Day, September 12.

6. Columbus Day, October 12.

7. Christmas Day, December 25. 8. Good Friday.

9. General Election Day.

10. Congressional Election Day.

11. All special days that may be appointed or recommended by the Governor of this State or the President of the United States as the days of thanksgiving, fasting and prayer or other religious observance, or for the general cessation of busi

ness.

12. Sundays.

Saturday afternoon is a holiday in Annapolis, Baltimore city and county, in the counties of Harford, Montgomery and Cecil and in the towns of Ellicott City and Westminster.

Labor Day (the first Monday in September) is a Federal holiday by Act of Congress and is generally proclaimed by the Governor a legal holiday in Maryland. Arbor Day, is designated by the Governor as a day for tree planting. Repudiation Day, November 23, is a legal half holiday in Frederick county. Whenever the first of January, the twenty-second of February, the fourth of July, or twenty-fifth of December shall occur on Sunday, the Monday next following shall be a public holiday, provided that in such case all bills of exchange, bank checks, drafs and promissory notes which would otherwise be presentable shall be deemed to be presentable for acceptance or for payment on the Saturday next preceding such holiday.

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James Clark McReynolds, of Tennessee, who had been Attorney-General since the beginning of the Wilson Administration, was, on August 19, appointed Associate Justice of the United States Supreme Court to succeed Justice Horace H. Lurton, also of Tennessee, who died at Atlantic City July 12. To succeed Mr. McReynolds as Attorney-General the President appointed Thomas Watt Gregory, of Texas, Assistant Attorney-General. Mr. Gregory had conducted some of the Government's most important cases, among them the investigation into the affairs of the New York, New Haven and Hartford Railroad.

The new Attorney-General was born in Crawfordsville, Miss., November 6, 1861, but he is a citizen of Texas, where he was admitted to the bar in 1885, and has long been prominent in public life. His vigorous prosecution of the anti-trust cases in Texas first brought Mr. Gregory national attention. At the beginning of the Wilson Administration Mr. Gregory was urged for appointment as Ambassador to Mexico, but the President secured his services for the Department of Justice, and when Mr. McReynolds resigned Mr. Gregory, his most prominent assistant, was promoted to Attorney-General. This was the first change in the Cabinet of President Wilson since its formation.

DEATH OF ADLAI E. STEVENSON.

Adlai E. Stevenson, who was Vice-President of the United States through the second Cleveland Administration and was a candidate for the same office on the Bryan ticket in 1900, died in a Chicago hospital on June 13, 1914. Born in Christian county, Kentucky, October 23, 1835, he was educated in Illinois, and practiced law there from 1858. He was elected a member of Congress in 1874 and in 1878. He served as First Assistant Postmaster-General during President Cleveland's first administration.

THE ANCIENT AND MODERN YEAR.

The Athenians began the year in June, the Macedonians in September, the Romans first in March and afterward in January, the Persians on August 11, the ancient Mexicans on February 23, the Mohammedans in July. The Chinese year, which begins early in February, is similar to the Mohammedan in having 12 months of 29 and 30 days alternately; but in every 19 years there are seven years which have 13 months. This is not quite correct, and the Chinese have therefore formed a cycle of 60 years, in which period 22 intercalary months occur.

WM. J. DONNELLY.

CHAS. E. ANDERSON.

HOWARD T. WILLIAMS.

J. C. Baummer, C. P. Morningstar, Associates.

Maury & Donnelly-Williams & Thompson Co.

ESTABLISHED 1875

FIRE INSURANCE

Telephone: C. & P. St. Paul 2130.

Commerce and Water Street

Baltimore, Chesapeake & Atlantic Railway Co.

-AND

Maryland, Delaware & Virginia Railway Co.

ARE THE MOST IMPORTANT FEEDERS OF THE LOCAL TRADE
AND COMMERCE OF BALTIMORE :::::
THEIR RAIL AND STEAMER LINES COVER ALL POINTS ON
CHESAPEAKE BAY AND ITS MANY BEAUTIFUL TRIBUTARIES
ON BOTH EASTERN AND WESTERN SHORES : : :

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The Best Equipped Bindery in the South

The ALBRECHT CO.

Manufacturers

BLANK BOOKS, LOOSE LEAF BINDERS AND SHEETS PAPER RULERS, EDITION BINDERS

211-213 South Sharp Street,

BALTIMORE

C. & P. Phones, St. Paul 6259 and 6956

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George Washington March 4, 1789, to|

March 3, 1797.. Virginia. Virginia Feb. 22, 1732 Dec. 14, 1799
March 4, 1797, to
March 3, 1801.. Mass....Mass...Oct. 30, 1735 July 4, 1820
March 3, 1809..Virginia. [Virginia April 2, 1743 July 4, 1826
March 3, 1817.. Virginia. Virginia) Mch. 16, 1751]June 28, 1836
Monroe....March 4, 1817, to

John Adams......
Thomas Jefferson.. March 4, 1801, to

James Madison....March 4, 1809, to

James

John Q. Adams.

March 3, 1825..Virginia. Virginia April 28, 1758 July 4, 1851
March 4, 1825, to
March 3, 1829.. Mass....Mass...July 11, 1767 Feb. 23, 1848
March 3, 1837.. N. Carol. [Tenn... [Mch. 15, 1767(June 8, 1845

Andrew Jackson...March 4, 1829, to

Martin Van Buren. [March 4, 1837, to|

March 3, 1841.. N. York. N. York Dec.

Wm. H. Harrison.. March 4, 1841, to

April 4, 1841... Virginia. Ohio... Feb.
April 4, 1841, to

March 3, 1845.. Virginia. Virginia Mch.

John Tyler....
James K. Polk.... March 4, 1845. to|

Franklin Pierce...]March 4, 1853, to
James Buchanan.. March 4, 1857, to

Abraham Lincoln.. March 4, 1861, to

Andrew Johnson.. April 15, 1865, to

Ulysses S. Grant.. March 4, 1869, to

5, 1782 July 24, 1862

9, 1773 April 4, 1841 29, 1790)Jan. 18, 1862

8, 1869

March 3, 1849.. N. Carol. Tenn... Nov. 2, 1795 June 15, 1849 Zachary Taylor...]March 4, 1849, to July 9, 1850... Virginia. Lo'is'na Sept. 24, 1784(July 9, 1850 Millard Fillmore...July 9, 1850, to March 3, 1853..N. York. N. York Feb. 7, 1800 Mch. 7, 1874 March 3, 1857.. N. Ham.(N. Ham. [Nov. 23, 1804 Oct. March 3, 1861.. Penna... (Penna..[April 23, 1791 June 1, 1868 April 15, 1865.. Kent'ky.[Illinois. Feb. 12, 1809 April 15, 1865 March 3, 1869.. N. Carol. Tenn... Dec. 29, 1808 July 31, 1875 March 3, 1877.. Ohio.... Illinois. (April 27, 1822 July 23. 1885 Rutherfd. B. Hayes March 4, 1877, to March 3, 1881.. Ohio.... Ohio...(Oct. 4, 1822 Jan. 17, 1893 James A. Garfield..March 4. 1881, to Sept. 19, 1181..Ohio.... (Ohio...(Nov. 19, 1831 Sept. 19, 1881 Chester A. Arthur. Sept. 19, 1881, to March 3, 1885..Verm't..N. York Oct. 5. 1830 Nov. 18, 1886 Grover Cleveland..March 4, 1885, to March 3, 1889.. N. Jer... N. York Mch. 18, 1737 June 24, 1908 Benjamin Harrison March 4, 1889, to March 3, 1893. .[Ohio....[Indiana |Aug. 20, 1833[Mch, 13, 1901 Grover Cleveland..March 4, 1893, to March 3, 1897..N. Jer... N. York Mch. 18, 1837(June 24, 1908 William McKinley. March 4, 1897, tol Sept. 14, 1901..Ohio. (Ohio...June 29, 1843 Sept. 14, 1901 Theodore Roosevelt Sept. 14, 1901, to March 3, 1909.. N. York. N. York Oct. 27, 1858)

...

March 3, 1913..Ohio....Ohio... [Sept. 15, 1857)

William H. Taft... March 4, 1909, to
Woodrow Wilson..March 4, 1915, tol

[Virginia. N. Jer..Dec. 25, 1856).

SCIENTIFIC TERMS.

Definite words are necessary for the expression of definite ideas, hence scientific terms have to be employed. A term has one definite meaning which does not change with time. The rush of affairs drafts words from their original meanings, as ships drag their anchors in a gale, but terms sheltered from common use hold to their moorings forever. The word let, for example, has drifted in 200 years from meaning hinder until now it means permit, but the term bisect has remained unaltered in significance for 20 centuries.

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CONVENIENT LOCATION Southeast Corner Charles and Lexington Streets.

CONVENIENT HOURS

Daily, 10 A. M. to 3 P. M.

Saturdays, 10 A. M. to 4 P. M. From July 1st to Sept. 15th Bank closes at 1 P. M. on Saturdays

CONVENIENT DEPOSITS

50 cents will start an account. Deposits may be made weekly. Larger sums also received.

INTEREST ALLOWED ON DEPOSITS Interest at the rate of 31⁄2 per cent. per annum, entered on Depositors' books on January 1st each year. State and City taxes are paid by the Bank.

WILTON SNOWDEN, PRES.

MILES WHITE, JR., VICE-PRES.

J. WILSON COLE, TREAS.

JAMES D. GARRETT, ASST. TREAS.

THE NATIONAL BANK
BANK OF BALTIMORE

BALTIMORE AND ST. PAUL STREETS

CAPITAL,

DEPOSITS,

RESOURCES,

$1,210,700.00
9,858,145.51
12,863,681.25

It will be the policy of the National Bank of Baltimore to encourage and assist in every way the development of the commercial interests of Baltimore.

OFFICERS:

T. ROWLAND THOMAS, President.
W. BERNARD DUKE, Vice-President.

J. ALBERT HUGHES, Vice-President.

SAVINGS DEPARTMENT.

WILLIAM J. DELCHER, Cashier.
SNOWDEN HOFF, Asst. Cashier.
THEODORE N. AUSTIN, Asst. Cashier.
INTEREST ALLOWED.

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