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Saleswomen, how to choose, 219; when beauty in, not an advantage, 220.

Salvage, legal meaning of, 318.

Sample, what constitutes a sale by, 238.

Sample cards, advantages of, 213.

Seal, effect of, on promissory notes, 287; different kinds of, 349.

SELLING GOODS AT WHOLESALE, chapter on, 252 to 272.

Senses, cultivation of, 54; expertness of wool-sorters and tea-tasters, 54.

Shipley, how he made his fortune, 51.

Skill, mechanical, how acquired, 152.

Smith, Adam, on making nails, 172; on the advantage of having different
classes of merchants, 195.

Smith, Sydney, on decision of character, 57; on attaining excellence, 124.
Soils, different kinds of, 143; proper treatment of, 144.

SPECULATING IN GOODS AND STOCKS, chapter on, 320 to 328.

Statistics, of failures, 185; to guide speculators, 323; about cotton un-
reliable, 324.

Statute of Frauds, 198; of limitations, 199.

Steam-power better than water, 168.

Stephenson, George, his marvellous industry, 127; his early wages, 158.
Stewart, A. T., the foundations of his success, 132; his system of busi-
ness, 132.

Stocks, speculating in, 324; Ricardo's rules for, 325; novel privileges
in, 327.

Stone-mason, qualifications for, 154; anecdote of, 159.

Stone-cutters, their need of good lungs, 154.

Stoppage in transitu, meaning of, 271.

Sturgis, Jonathan, the three valuable lessons given, 133.

Sugden, advice of, in making Wills, 355.

Supercargoes, advantage of sending, with important consignments, 283.

TEAS, adulteration of green, 233.

Temper, importance of controlling, 59; how a Quaker mastered his, 60.
Temperaments suited for marriage, 90; points of difference in, 91.
Tenants, advice to, 208 to 211; what they should have inserted in leases,

210.

Tender, meaning of, in law, 351; when part of claim is admitted, 352.
Terry, S. H., on overweight, 215; on foretelling changes in fashions, 216.
Trade, safest time to engage in, 195.

TRADES, chapter on, 151 to 163.

Trades-unions considered, 160; effect of, on mechanics in England, 161.
Trade-marks, how secured, 179; a new law respecting, 180.

Trustees, duty of, 353.

Type-setting, secret of successful, 157.

VALUE, definition of, 177.

Ventilation of stores, 207.

WAGES Considered, 176; interest of manufacturers to favor high, 177.
Washington, George, his punctuality, 73; age of his father when he
was born, 84.

Warranty, when manufacturers must give, 179; in sales by sample, 188;
implied, 239; against latent defects, 270.

Water, when wealth, 42.

Water-power compared with steam, 169.

Wealth, definition of, 41; inherited, rarely a blessing, 356.

Webster, Daniel, his diffidence in school, 128; his habits of study, 128.
Widow, rights of, in husband's estate, 356.

Wife, choice of a, 85. See MARRIAGE.

WILL, HOW TO MAKE A, chapter on, 354 to 367.

Wirt, William, on vacillating men, 76.

Witnesses, proper, for a will, 365; may make mark if cannot write, 365.
Women, married, statutes for, 197; when competent to trade in mer-
chandise, 197; bequests to, 361.

Words, technical, how construed, 200
Wrapping paper, cut to sizes, 212.

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