LIFE ASSURANCE COMPANY, ESTABLISHED IN 1823.-CONSTITUTED BY ACT OF PARLIAMENT. CAPITAL-HALF A MILLION STERLING. EDINBURGH, 22, GEORGE STREET, AND 11, KING WILLIAM STREET (CITY), LONDON. President-The Right Hon. LORD VISCOUNT MELVILLE. LONDON BOARD. RIGHT HON. LORD REAY. FRANCIS WHITMARSH, Esq. Q.C. W. A. EADE, Esq. JAMES BONAR, Esq. HUGH JOHNSTON, Esq. CHAS. STANIFORTH, Esq. RESIDENT. Secretary-THOMAS MARSHALL, Esq. Medical Officer-ROBERT DICKSON, M.D. 5, Curzon Street, May Fair. Solicitor-DAVID ROWLAND, Esq. 38, Threadneedle Street. The mode in which this Company is constituted presents to the assured the benefits of Mutual Assurance, combined with the influence and security of a large proprietary all assured with the Company; Perfect security to the assured, and freedom from all liability; A right of participating in the whole profits of the Company to the extent of four-fifths. A principle of division, making the distribution among those who participate in proportion to the amount severally contributed by them; The highest benefits to all First Class Lives, by no unjust liberality being shown to those who die early; Very moderate rates, without participation, which, on young lives, are equivalent to a present bonus of very considerable amount; No entry-money or other charge beyond the policy stamp. Assurances affected on equal, or ascending or descending scales, or in any other way that the interests of parties may require. SPECIMEN OF RATES FOR INSURING £100 ON A SINGLE LIFE. TABULAR VIEW OF ADDITIONS TO POLICIES OF £1000, OPENED AT THE COMMENCEMENT OF THE COMPANY. Age of Assuring. Sum Assured. Bonus in 1835. Bonus in 1842. Sum now Payable. Law Life Assurance and Loan Association, 147, Strand (near Somerset House), London; 119, Princes Street, Edinburgh. (Established in 1839.) SUBSCRIBED CAPITAL, ONE MILLION. Messrs. Hope and Oliphant, Secretaries to the Edinburgh Board. BANKERS.-Messrs. Coutts and Co., 59, Strand; the Union Bank of Scotland, Parliament Square. SOLICITORS.-Messrs. Murray, Rymer, and Murray, 7, Whitehall Place; Messrs. Hope and Oliphant, W. S., 119, Princes Street. This Association embraces Every description of risk contingent upon Life; Immediate, Deferred, and Contingent Annuities and Endowments; A comprehensive and liberal System of Loan on undoubted personal security, or upon An extensive Legal connection, with a Direction and Proprietary composed of all classes. Lists of Shareholders, Prospectuses, and all necessary Tables and Forms, may be had, and every information obtained on application, personally or by letter, addressed to the Actuary, or to any of the Agents of the Association in the principal towns of either country. J. BUTLER WILLIAMS, No. 39, Throgmorton Street, Bank, London; EDINBURGH, DUBLIN, GLASGOW, BRISTOL, LIVERPOOL, AND MANCHESTER. Empowered by Act of Parliament 5th and 6th Will. IV. c. 76. Consulting Actuary.-Professor Hall, M.A. King's College, London. Physician.-Henry Jeaffreson, M.D. Surgeon, William Coulson, Esq. Solicitor.-W. Fisher, Esq. Bankers.-Messrs. Sapte, Banbury, Muspratt, and Co., 77, Lombard Street. Advantages of the Argus Life Assurance Company. In addition to the subscribed capital of £300,000 the assured have the security of the Company's income of £60,000 per annum, yearly increasing, and an accumulating assurance fund invested in Government and other available securities, of considerably larger amount than the estimated liabilities of the Company. One-third of the "whole term" Premium may remain unpaid at 5 per cent. comp. int., as a debt upon the Policy for Life, or may be paid off at any time without notice, EXAMPLE FROM TABLE I. EQUAL RATES OF PREMIUM. By the above Table it will be seen, that a person 21 years of age may assure the sum of £1367 in this office for the same amount of premium that he would have to pay for insuring 1000 in most of the bonus offices, being an immediate saving of nearly 40 per cent. EXTRACT FROM TABLE II. INCREASING RATES OF PREMIUM. Annual Premium for Assuring the Sum of £100. This Table gives to the assured all the advantages of a policy for a short term, with the power of continuing it for life at the least possible outlay. Premiums payable yearly, half-yearly, or quarterly, on Life Policies. When a Policy effected at the equal rate of Premium for the whole term of Life has been a sufficient number of years in force to have acquired a value of £50 or upwards, the Company will make an advance to the extent of such value, by way of Loan; or, should the party wish to discontinue such Assurance, the Company will purchase the Policy. Claims payable immediately after proof of death, on allowance of three months' discount. Policies assigned as bonâ fide security not void by death from suicide, duelling, or the hands of justice. In case of death by the above causes, the value of policies not assigned allowed. The Medical Officers attend daily, at a quarter before 2 o'clock. +S+ Prospectuses, and every other information, may be had at the Office, or by Letter addressed to E. BATES, Resident Director. A LIBERAL COMMISSION TO SOLICITORS AND AGENTS. April 10th, 1845. MESSRS. LONGMAN AND CO.'S Quarterly List OF NEW WORKS AND WORKS IN PREPARATION. Preparing for Publication. I. Bishop Thirlwall's History of Greece. Revised throughout, and handsomely printed in 8 volumes, demy 8vo. with Maps and Plans, Marginal Notes, and a copious Index. 12s. each. Vol. 1, early in May. II. A Fragment on the Irish Church. By the late Rev. Sydney Smith, Canon Residentiary of St. Paul's. The above Fragment, found among the papers of the late Rev. Sydney Smith, if it serve no other purpose, will at least prove that his last as well as his earliest efforts were exerted for the promotion of religious freedom; and may satisfy those who have objected to his later writings, because his own interest appeared to be bound up with his opinions, that he did not hesitate to the last moment of his life boldly to advocate what he considered to be justice to others. B 2 MESSRS. LONGMAN AND CO.'S PUBLICATIONS-In the Press. III. Memoir of the Negotiations for the Peace of the Dardanelles, in 1808-9: with Dispatches and Official Documents. By the Right Honourable Sir Robert Adair, G.C.B. a Sequel to the Memoir of his Mission to Vienna in 1806. 8vo. Being [In May. IV. The Literature of Political Economy: A Classified Catalogue of Select Publications in the different departments of that Science, with Historical, Critical, and Biographical Notices. By J. R. McCulloch, Esq. 8vo. 14s. [Ready. The World Surveyed V. In the Nineteenth Century; or, Recent Narratives of Scientific and 8vo. Since the publication of Humboldt's Travels in America, the attention of Foreign Governments has been actively aroused to the interest and importance of extending Geographical Discovery. Numerous expeditions into unknown regions have been sent out by Germany, France, Russia, and other countries. The narratives of these expeditions have been published, and many of them are of the greatest interest. To the English reader, however, even their existence is almost unknown. There are also a few narratives by Private Travellers to which the foregoing observations apply. It is likewise to be observed that most of these narratives are of unnecessary length. It is Mr. Cooley's object to present the most valuable of these to the English reader, when necessary, in a condensed form. The First Volume of the Series will be The Ascent of Mount Ararat (achieved for the first time), by 8vo. with Map by Arrowsmith. ***Detailed Prospectuses may be had of all Booksellers. [In May. |