OF THE NEW YORK LIFE INSURANCE COMPANY. OFFICE, Nos. 346 & 348 BROADWAY. JANUARY 1, 1880. Amount of Net Cash Assets, January 1, 1879...... Less deduction to cover decrease in value of U. S. Bonds and other assets. Premiums Less deferred premiums January 1, 1879.. Less interest accrued January 1, 1879. DISBURSEMENT Losses by death, including Reversionary additions to same.. Commissions, brokerages, agency expenses, and physicians' fees.. $36,213,457.61 $135,9€6.93 REVENUE ACCOUNT. $36,077,490.68 $1,569,854.22 2,236,379.97 173,608.64 Cash in bank, on hand, and in transit (since received)... $1,961,701.48 Real estate. 13,544,671.96 Bonds and mortgages, first lien on real estate (buildings thereon insured for $14,287,000.00, and the policies assigned to the company as additional collateral security). 15,313,278.95 Temporary loans (secured by stocks, market value $1,300,000).. 850,000.00 *Loans on existing policies (the reserve held by the company on these policies amounts to $3,160,000).. 621,403.02 Quarterly and semi-annual premiums on existing policies, due subsequent to 367.989.02 *Premiums on existing policies in course of transmission and collection (estimated reserve on these policies, $330,000, included in liabilities). Agents' balances........ Accrued interest on investments January 1, 1880. A detailed schedule of these items will accompany the usual annual report filed with the Insurance Excess of market value of securities over cost.. CASH ASSETS, January 1, 1880.... Appropriated as follows: Adjusted losses, due subsequent to January 1, 1880.. Reported losses, awaiting proof, etc. Matured endowments, due and unpaid. 811,520.98 $38,996,952.66 $225,662 64 Reserved for reinsurance on existing policies; participating insurance at 4 per ct. 4 per cent. reserve on existing policies of that class.. Reserved for premiums paid in advance. Divisible surplus at 4 per cent... 1,371,482.18 16,543.25-$35,876,581.18 3.120,371.48 $18,996,952 66 Amount at risk, 1876, $126.132, 119. Surplus, estimated by the New York State Standard at 4 1-2 per cent., over..$7,000,000.00 127,901,887. Amount at risk, 1880, 127,417,763. Divisible surplus at 4 per cent. Jan. 1, 1880, $3,120,371. H. B. CLAFLIN, JOHN M FIRMAN, HENRY TUCK, M. D., THEODORE M. BANTA, Cashier. HENRY BOWERS, WILLIAM BARTON, WILLIAM A. BOOTH, GEORGE A. OSGOOD, ALEXANDER STUDWELL, D. O'DELL, Superintendent of Agencies. HENRY TUCK, M. D., Residence, 15 E. 31st St., CHARLES WRIGHT, M. D., EDW. A. WHITTEMORE, WILLIAM H. BEERS. MORRIS FRANKLIN, President. CHARLES WRIGHT, M. D., Residence, 109 E. 26th St., Medical WILLIAM H. BEERS VOL. XVII.-No. II.] JUNE, 1880. THE MAY191880 [PRICE, 50 CTS. POPULAR SCIENCE MONTHLY. CONDUCTED BY E. L. AND W. J. YOUMANS. CONTENTS. PAGE 145 155 166 I. The Classics that Educate Us. By PAUL R. SHIPMAN.... II. Hysteria and Demonism. II. By Dr. CHARLES RICHET...... III. The Crossing of the Human Races. By A. DE QUATREFAGES. IV. Recent Geographical Exploration. By Chief Justice DALY... V. Dress in Relation to Health. By Dr. BENJAMIN W. RICHARDSON. 182 VI. Studies in Experimental Geology. By STANISLAS MEUNIER. (Illustrated.) .... 200 203 VII. Views of Primitive Marriage. By LORIMER FISON.. 215 224 233 ✓ XI. The Availability of Energy. By W. D. MILLER, B. A.... 244 249 XIII. The Rate of Animal Development. By J. W. SLATER.. 254 XIV. Artificial Diamonds..... 259 XV. Sketch of Otto Wilhelm Struve. By Prof. SIMON NEWCOMB. COPYRIGHT BY D. APPLETON & CO., 1880. Eutered at the Post-Office at New York, and admitted for transmission through the mails at second-class rates. By the late Professor JAMES F. W. JOHNSTON. A New Edition, revised, enlarged, and brought down to the Present Time, by ARTHUR HERBERT CHURCH, M. A., Oxon., author of "Food: its Sources, Constituents, and Uses." Illustrated with Maps and numerous Engravings on Wood. In one volume, 12mo. 592 pages. Cloth. Price, $2.00. The Air we Breathe. SUMMARY OF CONTENTS: The Beverages we Infuse. The Smells we Dislike. In the number and variety of striking illustrations, in the simplicity of its style, and in the closeness and cogency of its arguments, Professor Johnston's "Chemistry of Common Life" has as yet found no equal among the many books of a similar character which its success originated, and it steadily maintains its preeminence in the popular scientific literature of the day. In preparing this edition for the press, the editor had the opportunity of consulting Professor Johnston's private and corrected copy of "The Chemistry of Common Life," who had, before his death, gleaned very many fresh details, so that he was able not only to incorporate with his revision some really valuable matter, but to learn the kind of addition which the author contemplated. For sale by all booksellers; or sent by mail, post-paid, on receipt of price. D. APPLETON & CO., Publishers, New York. New and Rare Plants." Japanese Maples, Rhododendrons, Hardy and Green- PARSONS & SONS CO. 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