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OF GERMANY

IN E V ER Y HOME ! !

TARRANT'S SELTZER APERIENT

Is based upon a scientific analysis of the celebrated German
Spring whose name it bears, and whose virtues it so

eminently contains.

Each Bottle representing from Thirty to Forty Glasses of

Sparkling, Foaming Seltzer.

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That TARRANT'S SELTZER A PERIENT represents in each bottle thirty to forty glasses of Sparkling Seltzer Water, containing all the virtues of the celebrated German Spring.

It is always Fresh! Always Ready!

One of the advantages that Tarrant's SELTZER APERIENT—being a dry white powder -has over many natural mineral waters, is the fact that it never becomes vapid or stale. It is, therefore, the most admirable preparation not only for travelers on land and sea, but for all who need a bright, fresh, sparkling alterative and corrective, and it is always ready.

TARRANT's SELTZER APERIENT thus stands at the very front of all, and is adunitted to be the best remedy known for constipation, biliousness, and all disorders of the stomach and bowels.

MANUFACTURED ONLY BY

TARRANT & COMPANY,

NEW YORK.

SOLD BY ALL DRUGGISTS.

OF THE

NEW YORK LIFE INSURANCE COMPANY.

OFFICE, Nos. 346 & 348 BROADWAY.

JANUARY 1, 1880. Amount of Net Cash Assets, January 1, 1879....

.836,213,457.61 Less deduction to cover decrease in value of U. S. Bonds and other assets.

$135,966.93 REVENUE ACCOUNT.

$36,077,490.68 Premiums

$6,382,875.25 Less deferred premiums January 1, 1879.

379,839.09–$6,003,036. 16 Interest and rents

2,339,875.93 Less interest accrued January 1, 1879.

306, 225.93–$2,053,650.00—$8,036,686.16 DISBURSEMENT ACCOUNT.

$44,114,176.84 Losses by death, including Reversionary additions to same....

$1,569,854.22 Endowments matured and discounted, including Reversionary additions to same. 1,015,256.22 Annuities, dividends, and returned premiuins on canceled policies..

2,236, 379.97 Taxes and reinsurances

173,608.64 Commissions, brokerages, agency expenses, and physicians' fees.

626,253.30 Office and law expenses, salaries, advertising, printing, etc.

307,392.81—$5,928,745.16 ASSETS.

$38,185,431.68 Cash in bank, on hand, and in transit (since received).

$1,961,70.48 Invested in United States, New York City, and other stocks (market value $14,356,192.94)..

13,544,671.96 Real estate..

4,974,573.68 Bonds and mortgages, first lien on real estate (buildings thereon insured for

$14,287,000.00, and the policies assigned to the company as additional collateral security). :

15,313,278.95 Temporary loans (secured by stocks, market value $1,300,000).

850,000.00 * Loans on existing policies (the reserve held by the company on these policies amounts to $3,160,000)..

621,403.02 * Quarterly and semi-annual premiums on existing policies, due subsequent to January 1, 1880.

367,989.02 * Premiums on existing policies in course of transmission and collection (estimated reserve on these policies, $330,000, included in liabilities).

211,625.23 Agents' balances...

22,199.23 Accrued interest on investments January 1, 1880.

317,989.11—$38,185,431.68 * A detailed schedule of these items will accompany the usual annual report filed with the Insurance

Department of the State of New York.
Excess of market value of securities over cost.

811,520.98 CASH ASSETS, January 1, 1880..

$38,996,952.66 Appropriated as follows: Adjusted losses, due subsequent to January 1, 1880..

$225,662. 64 Reported losses, awaiting proof, etc..:

213,271.31 Matured endowments, due and unpaid.

32,780.98 Reserved for reinsurance on existing policies ; participating insurance at 4 perct.

Carlisle net premium ; non-participating at 5 per ct. Carlisle net premium. 34,016,840.82 Reserved for contingent liabiliues to Tontine Dividend Fund, over and above a 4 per cent, reserve on existing policies of that class.

1,371,482.18 Reserved for premiums paid in advance.

16,543.25-$35,876,581.18 Divisible surplus at 4 per cent..

3,120,371.48

$38,996,952 66 Surplus, estimated by the New York State Standard at 4 1-2 per cent., over.. $7,000,000.00

From the undivided surplus of $3,1 20,371.48 the Board of Trustees has declared a Reversivnary dividend to pasticipating policies in proportion to their contribution to surplus, available on settlement of next annual premium. During the year 5,524 policies have been issued, insuring $17,098,173.

Number of policies in force January 1, 1876, 44,661. Amount at risk, 1876, $126,132,119.
Number of policies in force January 1, 1877, 45,421. Amount at risk, 1877, 127,748.473.
Numher of policies in force January 1, 1878, 45,605. Amount at risk, 1878, 127,901,887.
Number of policies in force January 1, 1879, 45,005. Amount at risk, 1879, 125,232, 144-
Number of policies in force January 1, 1880, 45,705. Amount at risk, 1880, 127,417,763.

Death-claims paid 1875, $1,524,815. Income from Interest, 1875, $1,870,658.
Death-claims paid 1876, 1,547,648. Income from Interest, 1876, 1,906,950.
Death-claims paid 1877, 1,638,188. Income from Interest, 1877, 1,867,457.
Death-claims paid 1878, 1,687,676. Income from Interest, 1878, 1,948,665.

Death-claims paid 1879, 1,569,854. Income from Interest, 1879, 2,033,650.
Divisible surplus at 4 per cent. Jan. 1, 1876, $2,499,654 Divisible surplus at 4 per cent. Jan. 1, 1878, $2,664, 144
Divisible surplus at 4 per cent Jan. 1, 1877, 2,626,816 | Divisible surplus at 4 per cent. Jan. 1, 1879, 3,811,436

Divisible surplus at 4 per cent. Jan. 1, 1880, $3,120,371.

TRUSTEES. MORRIS FRANKLIN, H. B. CLAFLIN,

HENRY Bowers, CHARLES WRIGHT, M. D.. WM. H. APPLETON, JOHN M. FURMAN, Loomis L. WHITE, Edward MARTIN, WILLIAM BARTON, David Dows,

ROBERT B. COLLINS, JOHN MAIRS, WILLIAM A. BOOTH, GEORGE A. OSGOOD, S. S. FISHER,

Edw. A. WHITTEMORE, HENRY TUCK, M. D., ALEXANDER STUDWELL, WILLIAM H. BEERS. THEODORE M. BANTA, Cashier.

MORRIS FRANKLIN, D. O'DELL, Superintendent of Agencies.

President. CHARLES WRIGHT, M. D., Residence, 109 E. 26th St., Medical WILLIAM H, BEERS HENRY TUCK, M. D., Residence, 15 E. 31st St., ) Examiners. Vice-President and.Actuary.

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BAKER, PRATT & CO., School Furnishers, and Dealers in everything

in the Book and Stationery line, HEADQUARTERS FOR ALL SCHOOL SUPPLIES,

19 Bond Street, New York.

THE

FUNDAMENTAL CONCEPTS

MODERN PHILOSOPHIC THOUGHT,

OF

CRITICALLY AND HISTORICALLY CONSIDERED.

By RUDOLPH EUCKEN, Ph. D., Professor in Jena. With an Introduction by
Noah Porter, President of Yale College. One vol., 12mo, 304 pages. Cloth.

Price, $1.75. President Porter declares of this work that "there are few books within his knowledge which are better fitted to aid the student who wishes to acquaint himself with the course of modern speculation and scientific thinking, and to form an intelligent estimate of most of the current theories."

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COMPOUND

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