MASSACHUSETTS.

Date of enactment. July 28, 1911; in effect July 1, 1912; amended May 10, 1912; February 4, 1913; April 7, 1913; April 28, 1913; and May 22, 1913.

Injuries compensated. Injuries arising out of and in the course of employment causing incapacity for two weeks, or death, unless the injury is due to the serious and willful misconduct of the injured employee.

Industries covered. All industries if the employer so elects.

Persons compensated. Private employment: All employees, except masters of vessels and seamen engaged in interstate or foreign commerce and casual employees. Public employment: The State shall and any county, city, town or district having power of taxation may compensate laborers, workmen and mechanics. The question shall be submitted to the voters each year, except as to the State.

Burden of payment. Entire cost rests upon the employer.

Compensation for death.

(a) To persons wholly dependent, a weekly payment equal to one-half the average weekly wages of the deceased employee, but not less than $4 nor more than $10, for a period of 300 weeks.

(b) If only partial dependents survive, a sum proportionate to the portion of earnings contributed to their support by the deceased employee.

(c) If no dependents, the reasonable expense of last sickness and burial, not to exceed $200.

Compensation for disability.

(a) Reasonable medical and hospital services, and medicines as needed, for the first two weeks after injury.

(b) For total disability, a sum equal to one-half the average weekly wages, but not less than $4 or more than $10 per week, not exceeding 500 weeks, nor $3,000 in amount.

(c) For partial disability, one-half the wage loss, but not to exceed $10 per week, and for not longer than 300 weeks.

(d) In specified injuries (mutilations, etc.) a sum not exceeding $10 nor less than $4 per week for fixed periods, in addition to other compensation.

A lump sum payment may be substituted after payments for injury or death have been made for not less than six months.

Revision of benefits. Either party may demand a revision of payment at any time. Employees must submit to medical examination to determine their physical condition when requested by the employer.

Insurance. Employer must become a subscriber of the State Employees' Insurance Association or insure in some authorized liability insurance company.

Security of payments. The State controls the State Employees' Insurance Association, and other companies must be authorized by the State to do business.

Settlement of dispute. On request of either party, the industrial accident board calls for a committee of arbitration, whose decision is subject to review by the industrial accident board.

MICHIGAN.

Date of enactment. March 20, 1912; in effect September 1, 1912; amended April 10, 1913; April 16, 1913; May 2, 1913; and May 7, 1913.

Injuries compensated. Injuries causing incapacity to earn full wages for a period of two weeks, or death, arising out of and in the course of employment, unless such injuries resulted from intentional and willful misconduct of the injured person.

Industries covered. Compulsory as to the State and its municipalities, and each incorporated public board and commission authorized to hold property and to sue and be sued. All industries having one or more persons in service under contract of hire if the employer elects.

Persons compensated. Private employment: All employees, including aliens and minors, except casual employees. Public employment: All employees except officials of the State or of a municipality.

Burden of payment. Entire cost rests upon the employer.

Compensation for death.

(a) To persons wholly dependent, a weekly payment equal to one-half the deceased workman's earnings, but not less than $4 nor more than $10 per week for a period of 300 weeks.

(b) If only partial dependents survive, such proportion of the above as the amount of previous contributions bears to such earnings.

(c) If no dependents, the reasonable expense of the last sickness and burial, not exceeding $200.

Compensation for disability.

(a) Reasonable medical and hospital services for the first 3 weeks.

(b) For total incapacity, a weekly payment equal to one-half the earnings, but not less than $4 nor more than $10 per week, nor for a period longer than 500 weeks from the date of the injury, and not exceeding $4,000.

(c) For partial incapacity, a weekly payment equal to one-half the wage loss, but not more than $10 per week, and for not longer than 300 weeks.

(d) For certain specified injuries (mutilations, etc.), 50 per cent of average weekly earnings for fixed periods.

(e) Payments begin with the fifteenth day after the injury, but if the disability continues for 8 weeks or longer compensation is computed from the date of injury.

After six months lump sums may be substituted for weekly payments. Revision of benefits. Weekly payments may be reviewed by the industrial accident board at the request of either party. An injured employee must submit to medical examination when requested.

Insurance. Employer must furnish proof of financial ability to pay the required compensation, or insure in an authorized employers' liability company, or in an employers' insurance association organized under State laws, or become a member of a State insurance fund administered by the State commissioner of insurance. Security of payments. In case of insolvency, claims constitute a first lien upon all property of the employer. Employers must furnish proof of financial ability to pay compensation, or insure in approved companies or with the State.

Settlement of disputes. Either party may request the industrial accident board to appoint a committee of arbitration whose decisions are subject to review by the board. The supreme court may review questions of law.

MINNESOTA.

Date of enactment. April 24, 1913; in effect October 1, 1913.

Injuries compensated. Injury by accident arising out of and in the course of employment causing disability for more than two weeks, or death, unless intentionally caused, or due to the intoxication of the injured person.

Industries covered. All excepting interstate or foreign commerce and farm and domestic service, in the absence of contrary election by employers.

Persons compensated. Private employment: All employees, including aliens and minors, in the absence of contrary election, casual employees excepted. Public employment: All persons in the service of a county, city, town, village or school district, excluding public officials elected or appointed for regular terms. Burden of payment. Cost rests upon the employer.

Compensation for death.

(a) To a widow alone, 35 per cent of monthly wages of deceased, increasing to 60 per cent if four or more children; to a dependent husband alone, 25 per cent; to a dependent orphan 40 per cent, with 10 per cent additional for each orphan in excess of two, with a maximum of 60 per cent; to the dependent parent or parents, if no dependent widow, widower or children, 25 per cent if one parent and 35 per cent if both survive; if none of the foregoing, but a brother, sister, or grandparent is wholly dependent if but one such relative, 25 per cent, or if more than one, 30 per cent, divided equally.

(b) If only partial dependents survive, that proportion of benefits provided for actual dependents which contributions bore to wages earned.

(c) When no dependents are left, expense of last sickness and burial not exceeding $100, in addition to medical and hospital services provided in case of disability.

Payments cease when a minor child reaches the age of 18, unless physically or mentally incapacitated from earning, and upon the death or marriage of other dependents unless otherwise specified.

Compensation for disability.

(a) Reasonable medical and surgical treatment, not exceeding 90 days, nor $200 in value.

(b) For total disability, 50 per cent of wages.

(c) For temporary partial disability, 50 per cent of the wage loss.

(d) For specified permanent partial disability (mutilations, etc.), 50 per cent of the earnings for fixed periods.

Payment for death or disability may not be less than $6 nor more than $10 per week, unless the wages were less than $6 when the amount of wages is paid. Payments may not extend beyond 300 weeks except for permanent total disability, when the maximum is 400 weeks.

Lump sums may be substituted for periodical payments, but in case of compensation for death, permanent total disability, or certain maimings, the consent of the court must be obtained.

Revision of benefits. After six months from the date of an award either party may apply to the court for revision. The employee must submit to medical examination when requested.

Insurance. Employers may insure in any authorized company, stock or mutual, or maintain cooperative schemes, assuming other and greater risks, and other classes of industrial insurance.

Security of payments. Insured workmen have an equitable lien upon any policy becoming due, and in case of the employer's incapacity the insurer shall make payment directly to them. Claims to compensation have the same preference against the assets of the employer as unpaid wages.

Settlement of disputes. Either party may submit a claim to the judge of the district court, who shall determine such dispute in a summary manner, subject to review by the supreme court as to questions of law.

NEBRASKA.

Date of enactment. April 21, 1913; in effect July 17, 1913.

Injuries compensated. Injury causing disability for more than fourteen days, or death, caused by accident arising out of and in the course of employment, except accident caused by or resulting in any degree from willful negligence or intoxication. Industries covered. All industries where 5 or more persons are employed by the employer in the regular trade, business or occupation of the employer, except domestic service, agriculture, and interstate or foreign commerce, in the absence of contrary election. Exempt employers may make an affirmative election.

Persons compensated. Private employment: All employees, including aliens and minors, but excluding casual employees, and home workers. Public employment: All persons employed by the State, or any government agency created by the State, not having been elected or appointed for a regular term.

Burden of payment. The entire cost rests upon the employer.

Compensation for death.

(a) In addition to any other benefits, a reasonable amount not exceeding $100 to cover expenses of last sickness and burial.

(b) To persons wholly dependent, 50 per cent of the employee's wages, but not less than $5 nor more than $10 per week, during dependency, but not exceeding 350 weeks; if the wages of the deceased were less than $5 per week, then full wages are to be paid as compensation.

(c) If only partial dependents survive, a proportion of the above corresponding to the relation the contribution of the deceased to their support bore to his wages.

Compensation to children ceases when they reach the age of 16 years, unless they are physically or mentally incapacitated from earning.

Compensation for disability.

(a) Medical and hospital services during the first 21 days, not exceeding $200 in value.

(b) For total disability, one-half of the weekly wages, but not less than $5 or more

than $10 per week for 300 weeks; thereafter while disability lasts 40 per cent of such wages, but not less than $4 or more than $8 per week: Provided, however, If weekly wages are less than the minimum, compensation to amount of full wages is to be paid.

(c) For partial disability, 50 per cent of loss of earning capacity, but not exceeding $10 per week nor exceeding 300 weeks.

(d) For certain specified injuries (mutilations, etc.), 50 per cent of wages for fixed periods with the same limits as to amounts as above.

Payments begin with the twenty-second day, but if disability continues 8
weeks or longer, compensation is computed from the date of injury.
Lump sums may be substituted for periodic payments, but if for death or
permanent disability, the approval of the court must be obtained.

Revision of benefits. Benefits running for a period of six months or longer may be revised at any time by agreement of the parties or after six months by application to a court.

Insurance. An employer may insure his liability for compensation in any authorized stock or mutual insurance company.

Security of payments. In case of the insolvency of an insured employer, claimants are subrogated to the rights as against the company which the employer would have had if he had paid the claim.

Compensation rights and awards have the same preference against the assets of the employer as unpaid wages for labor.

Settlement of disputes. Questions may be submitted to arbitration by mutual consent, or either party may submit a claim to the district court of county to be heard and determined as a cause in equity, with the right of appeal to the supreme court.

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NEVADA.

Date of enactment. March 15, 1913; in effect July 1, 1913.

Injuries compensated. Injuries arising out of and in the usual course of employment, causing incapacity to earn full wages for a period of two weeks, or death, except when caused by the employee's willful intention to injure himself or another, or if the injury is sustained while intoxicated.

Industries covered. All in which two or more persons are employed, except domestic and farm labor, in the absence of contrary election; compulsory as to the State and its municipalities regardless of the number of employees.

Persons compensated. Private employment: All employees in the industries covered. Public employment: All employees.

Burden of payment. The entire cost rests upon the employer.
Compensation for death.

(a) To the dependents or beneficiaries of the deceased employee, a sum equal to 50 per cent of his average monthly earnings, but not less than $20 nor more than $60 per month for a period of 100 months, in no case exceeding $5,000, and in addition the burial expenses, not exceeding $125.

(b) If no dependents are left, expenses of the last sickness and burial of the deceased employee, not to exceed $125.

Compensation for disability.

(a) For total disability, an amount equal to 50 per cent of the average monthly wages, but not less than $20 nor more than $60 per month for 100 months, the total amount not to exceed $5,000.

(b) For partial disability, one-half the loss of earning capacity, but not more than $40 per month for a period not to exceed 60 months.

(c) For certain specific injuries (mutilations, etc.) subject to a minimum of $20 and a maximum of $60 per month, a monthly payment equal to 50 per cent of average monthly wages, for fixed periods.

No compensation is payable for the first 2 weeks of disability, but if the disability continues 8 weeks or longer compensation is paid from the date of the injury.

The industrial commission may permit substitution of lump sum payments for monthly payments, but no such payment shall exceed $5,000. Revision of benefits. Rearrangement of compensation may be made by the industrial commission when application is made therefor.

Insurance. Employers coming under this act must insure in the State insurance fund.

Security of payments. State management of the insurance fund and collection of premiums by the State.

Settlement of disputes. All matters relating to the amount of compensation to be paid are determined by the industrial commission.