with the Northern Railroad at the latter station. Length, 76 miles. Capital, $573,905. Cost of construction, etc., to Sept. 30, 1857, $1,369,380. Edwin Dodge, President. Gouverneur, N. Y. Daniel Lee, President, Watertown.

George B. Phelps, Superintendent, Watertown.

At

Watertown and Rome Railroad.-Office in Watertown, N. Y. Incorporated in 1845, with a capital of $1,500,000. Length, 97 miles. Cost of construction, etc., $2,096,713. This road extends from Rome, Oneida County, where it forms a junction with the New York Central Railroad, and runs through Oswego and Jefferson counties to Cape Vincent, situated on the St. Lawrence River, opposite to Kingston, Can. Pierrepont Manor it connects with the Sacket's Harbor and Ellisburgh Railroad. It forms an important link in the chain of railroads extending from the city of New York to the northwestern part of the State and the Canadas, running through Watertown and several other flourishing towns and villages.

Wm. C. Pierrepont, President. Pierrepont Manor, N. Y.
Carlos Dutton, Superintendent, Watertown, N. Y.

R. E. Hungerford, Secretary and Treasurer, Watertown.
G. B. Benjamin, Agent, 197 Broadway, New York City.

SYNOPSIS OF NEW YORK RAILROAD REPORTS,

FROM 1835 TO 1857, SHOWING THE NUMBER OF MILES IN OPERATION AND

*The Molark and Hudson Railroad, extending from Albany to Schenectady, now forming part of the New York Central Railroad. It was first opened for travel in the

summer of 18 '1.

+ Utica and Schenectady Railroad finished.

RAILROADS IN THE STATE OF NEW YORK,

AND IN COURSE OF CONSTRUCTION-1858.

Buffalo, Niagara Falls & Lewiston Buffalo

Lake Ontario and Hudson River. Saratoga Sp'gs Sacket's Har.

TABLE OF THE RAILROADS OF THE STATE OF NEW YORK. Prepared from the returns made to the Board of Railroad Commissioners, for the year ending September 30, 1857.

ROADS IN OPERATION.

Length in Amount of capi- Total amount of Total cost of road

in.

.$439,004 97

funded and float-
ing debt.

$1,600,000 00

equipment and other expenditures.

$2,089,004 97

844,188 87 2,007,27 21 496, 38 41

tal stock paid

Black River and Utica...

35.00

729,921 38

576,890 97

1,323,077 28

798,439 30

Buffalo and State Line.

68.34

1,300,000 00

1,020,000 00

2,589,787 24

1,487, 74 67

1,499,783 09

2,9-5, 34 43

555,970 00

191,376 46

732,063 83

914,640 00

34,000 00

965, 82 61

Canandaigua and Niagara Falls

98.57

1,315,000 00

2,279,854 47

8,495,832 08

Canandaigua and Elmira,

1,167,662 48

1,274,779 88

Chemung,

70,000 00

490,000 00

Cayuga and Susquehanna

Eighth Avenue..

Flushing...

3,758,416 59

9,250,862 84

12,757,878 08

175,000 00

1,875,148 28

670,501 56

175,000 00 2,555,986 20

New York Central..

555.88

24, 36,660 69

14,462,742 32

29,786,872 50

25,882,066 91

36,938,254 09

4,293,968 97

10,128,765 65

2,163,537 49

5,170,915 97

1,770,138 29

4,538,538 16

4,784,208 28

Oswego and Syracuse

35.91

396,130 00

215,545 25

741,618 06

Potsdam and Watertown

698,147 38

1,369,380 00

610,000 00

140,000 00

898,865 69

Saratoga and Schenectady

21.00

300,000 00

104, 00 00

480,545 60

Syracuse, Binghamton & N. York

1,57-,804 80

2,272,777 89

Sacket's Harbor and Ellisburgh.

316,810 47

889,17 81

Saratoga and Whitehall.

396,122 70

895,000 00

Sixth Avenue (New York).

12,844 82

S23,644 94

357,600 00

870,141 05

426,323 03

531,492 88

144,229 81

1,251,282 28

Troy and Bennington

5.38

Troy and Greenbush

6.00

75,150 00 275,000 00

176,903 83

254,626 62

- Third Avenue, New York.. Watertown and Rome..

5.75

1,170,000 00

None. 50,000 00

294,731 43

1,170,000 60

96.76

1,495 493 19

587,475 00

2,096,713 20

706,004 88

732,714 72

Total..

2,647.45 $69,565,082 3: $90,104,567 08 $137,478,176 79

* Broad Guage.

BANKS IN THE CITY OF NEW YORK.

NEW YORK

CLEARING HOUSE ASSOCIATION.

Office, Bank of New York Building, corner Wall & William streets. Established October 11, 1853, for the purpose of facilitating exchanges and settlements between the City Banks. Exchanges are made daily at 10 o'clock A. M., and balances paid at 13 P. M., in specie. Expenses divided pro-ratio, on the capital, between the forty-six associated Banks. Annual meeting, first Tuesday in October. Specie Depository, Bank of America, 46 Wall Street.

OFFICERS OF THE ASSOCIATION.

Thomas Tileston, Esq., Chairman, President of the Phenix Bank.
Robert S. Oakley, Esq., Secretary, Cashier of the Am. Exchange Bank.
George D. Lyman, Manager. Wm. A. Camp, Asst. Manager.

RULES AND REGULATIONS OF THE BANKS.

The Banks in the city of New York are open every day in the year, from 10 o'clock A. M. to 3 P. M., except Sundays, Christmas Day, NewYear's Day, the Fourth of July, and general holidays appointed by legal authority.

Bills or Notes offered for discount must be inclosed in a letter directed to the cashier the day before discount day, advising the name of the person upon whose account it is offered, etc.

Bills and Notes lodged for collection are collected free of charge to the holders, except when at a distance. When protested, the person lodging

the same pays the charge of protest.

The rate of Discount in the Chartered Banks is 6 per cent. per annum (calculating 360 days to the year), except when notes have over 60 days to run; when beyond that time, the banks have the privilege of charging 7 per cent. The Free Banks are privileged to charge 7 per cent, on all discounts. Three days' grace are allowed on notes, and the discount taken for the same.

Deposits and Notes for collection must be entered in the dealer's book at the time when deposited.

American Exchange Bank.-No. 128 Broadway.

Certificates filed October 11, 1838; to endure 100 years. Capital, $4,700,000, with privilege to increase to $50,000,000. Shares, 100 dollars each. Dividends, May and November. Discount days, Wednesdays and Saturdays.

William A. Booth, President.

George S. Coe, Vice-President.

R. S. Oakley, Cashier.

Artisans' Bank.-117 Nassau Street.

Associated July 10, 1856; to continue 100 years. Capital, $600,000. Shares, 100 dollars each. Dividends, March and September. Discount days, Tuesdays and Fridays.

Nathan C. Platt, President.

R. A. Tooker, Cashier.

Atlantic Bank.-16 William Street.

Associated July 2, 1853. Capital, $400,000. Shares, 100 dollars each. Dividends, June and December. Discount days, Tuesdays and Fridays. James E. Southworth, President. George D. Arthur, Cashier.

Bank of America.-46 Wall Street.

First chartered in 1812; re-organized, Jan. 1, 1853. Capital, $3,000,000. Shares, 100 dollars each. Dividends, January and July. Discount days,

Tuesdays and Fridays.
George Newbold, President.

James Punnett, Cashier.

Bank of Commerce in New York.-Nassau, corner Cedar Street. Certificates filed February 9, 1839; to endure 50 years. Capital, $10,000,000, with privilege to increase to $20,000,000. Shares, 100 dollars each. Dividends, January and July. Discount days, Tuesdays and Fridays.

John A. Stevens, President.

Henry F. Vail, Cashier.

Richard King, Asst. Cashier.

Bank of the Commonwealth.-Nassau, corner Pine Street. Associated March 1, 1853; to continue 100 years. Capital, $750,000. Shares, 100 dollars each. Dividends, January and July. Discount days, Tuesdays and Fridays.

Edward Haight, President.

George Ellis, Cashier.

Bank of New York.-Wall, corner William Street. First incorporated March, 1791; re-organized, January, 1853. Capital, $2,568,875. Shares, 100 dollars each. Dividends, January and July. Discount days, Tuesdays and Fridays. Anthony P. Halsey, President.

Charles P. Leverich, Vice-President.

William B. Meeker, Cashier.

Fank of North America.-44 Wall Street.

Associated in April, 1851; to endure 50 years. Capital, $1,000,000. Shares, 100 dollars each. Dividends, January and July. Wednesdays and Saturdays.

Wm. F. Havemeyer, President.

Discount days,

Isaac Seymour, Cashier.

Bank of the Republic.-2 Wall Street, corner Broadway. Associated, in 1851; to continue 100 years. Capital, $2,000,000. Shares, 100 dollars each. Dividends, February and August. Discount days, Tuesdays and Fridays.

J. T. Soutter, President.

R. H. Lowry, Cashier.

Bank of the State of New York.-35 William Street. Incorporated May 18, 1836, for 30 years. Capital, $2,000,000. Shares, 100 dollars each. Dividends, May and November. Discount days, Tuesdays and Fridays.

Reuben Withers, President.

George W. Duer, Cashier.

John R. Kearny, Asst. Cashier.

Broadway Bank.-Broadway, corner Park Place.

Associated in August, 1849, to continue 100 years. Capital, $1,000,000. Shares, 25 dollars each. Dividends, January and July. Discount days, Wednesdays and Saturdays.

F. A. Palmer, President.

J. L. Everitt, Cashier.

Bull's Head Bank.-338 Third Avenue...

Organized in July, 1854. Capital, $173,300. Shares, 25 dollars each. Dividends, April and October. Discount days, Tuesdays and Fridays. Richard Williamson, President.

J. H. Eldridge, Cashier.