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MARYLAND.

Date of enactment.-April 16, 1914; in effect November 1, 1914. Injuries compensated.—Accidental personal injury arising out of and in course of employment, not due to willful intention or intoxication, and causing disability for more than two weeks or death within two years.

Industries covered.-Extrahazardous (enumerated list); others by joint election of employers and employees. Farm and domestic labor, country black

smiths and wheelwrights are excluded.

Persons compensated.-Private employment: All in industries covered, except casual employees and those receiving more than $2,000 annually. Public employment: Workmen employed for wages in extrahazardous work, unless the municipality makes other equal or better provision.

Burden of payment.-All on employer.

Compensation for death:

(a) Funeral expenses, not over $75.

(b) To persons wholly dependent, 50 per cent of the weekly wages for eight years; not more than $4,250 nor less than $1,000.

(c) To persons partly dependent, 50 per cent of the weekly wages for such portion of eight years as the commission may fix, the amount not to exceed $3,000.

(d) If no dependents, funeral expenses only.

(e) Payments to widow cease on remarriage, and to children on reaching the age of 16 years, unless mentally or physically incapacitated. Compensation for disability:

(a) Medical, surgical, etc., expenses, not above $150 in value.

If

(b) For total disability, 50 per cent of weekly wages, $5 minimum, $12 maximum, during its continuance, total not to exceed $5,000. wages are less than $5, full wages will be paid.

(c) For partial disability, 50 per cent of weekly wage loss, $12 maximum, total not over $3,000; specific periods for specified maimings, in lieu of other payments.

Where the injured employee is a learner, with prospect of increase of wages, this fact may be considered in fixing awards.

Payments may, in the discretion of the commission, be made in part or in whole in lump sums.

Revision of benefits.-The commission may modify its findings and orders at any time for justifiable cause.

Insurance.-Insurance in State fund, stock or mutual company, or proof of financial ability, is required.

Security of payments.—Policies must permit action by commission to secure payments to any person entitled. Payments may not be assigned, nor are they

subject to execution or attachment.

Settlement of disputes.--Disputes are to be settled by the industrial accident commission, with appeal to courts.

MASSACHUSETTS.

Date of enactment.―July 28, 1911; in effect, July 1, 1912; amended, chapters 571, acts of 1912; 48, 448, 568, 696, 746, acts of 1913; 338, 708, acts of 1914; 123, 275, 314, acts of 1915; 72, 90, acts of 1916; 198, 249, 269, acts of 1917; 113, 119, acts of 1918.

Injuries compensated.-Injuries arising out of and in the course of employment causing incapacity for 10 days, or death, unless the injury is due to the serious and willful misconduct of the injured employee.

Industries covered.-All industries except farm labor and domestic service. Exempted employments may come under the act if the employer so elects.

Persons compensated.-Private employment: All employees, except masters of vessels and seamen engaged in interstate or foreign commerce and casual employees, where the employer is an insurer under this act. Public employment: The State shall, and any county, city, town, or district having power of taxation and accepting the act may, compensate its laborers, workmen, and mechanics.

Burden of payment.-Entire cost rests upon the employer.

Compensation for death:

(a) The reasonable expense of burial, not exceeding $100. If dependents survive, this sum shall be deducted from the compensation payable. (b) To persons wholly dependent, a weekly payment equal to two-thirds the average weekly wages of the deceased employee, but not less than $4 nor more than $10, for a period of 500 weeks, the total not to exceed $4,000.

(c) If only partial dependents survive, a sum proportionate to the portion of earnings contributed to their support by the deceased employee. Children cease to be dependents at 18, unless mentally or physically incapacitated from earning a living.

Compensation for disability:

(a) Reasonable medical and hospital services, and medicines as needed, for the first two weeks after injury, and in unusual cases for a longer period, in the discretion of the board.

(b) For total disability, a sum equal to two-thirds the average weekly wages, but not less than $5 nor more than $14 per week, not exceeding 500 weeks, nor $4,000 in amount.

(c) For partial disability, two-thirds the wage loss, but not to exceed $10 per week, and for not longer than 500 weeks.

(d) In specified injuries (mutilations, etc.), two-thirds the weekly wages, not exceeding $10 nor less than $4 per week, for fixed periods, in addition to other compensation.

Lump-sum payments may be substituted in whole or part, after payments for injury or death have been made for not less than six months.

Revision of benefits.-Either party may demand a revision of payment at any time. Employees must submit to medical examination to determine their physical condition when requested by the employer.

Insurance.-Employers under the act must subscribe to the State employees' insurance association or insure in some authorized company.

Security of payments.-Payments are not subject to assignment, attachment, or execution.

Settlement of disputes.-Disputes are decided primarily by a member of the industrial accident bord, whose decision is subject to review by the board, with limited appeal to the courts.

MICHIGAN.

Date of enactment.-March 20, 1912; in effect September 1, 1912; amended, Nos. 50, 79, 156, 259, acts of 1913; Nos. 104, 153, 170, 171, acts of 1915; Nos. 41, 206, 235, 249, acts of 1917.

Injuries compensated.—Injuries causing incapacity to earn full wages for a period of two weeks, or death, arising out of and in the course of employment, unless such injuries resulted from intentional and willful misconduct of the injured person.

Industries covered.—Compulsory as to the State and its municipalities, and each incorporated public board and commission authorized to hold property and to sue and be sued. All industries having one or more persons in service under contract of hire if the employer elects.

Persons compensated.-Private employment: All employees, including aliens and minors, except casual employees. Public employment: All employees except officials of the State or of a municipality.

Burden of payment.-Entire cost rests upon the employer.

Compensation for death:

(a) To persons wholly dependent, a weekly payment equal to one-half the deceased workman's earnings, but not less than $4 nor more than $10 per week for a period of 300 weeks.

(b) If only partial dependents survive, such proportion of the above as the amount of previous contributions bears to such earnings.

(c) If no dependents, the reasonable expense of the last sickness and burial, not exceeding $200.

Compensation for disability:

(a) Reasonable medical and hospital services for the first three weeks. (b) For total incapacity, a weekly payment equal to one-half the earnings, but not less than $4 nor more than $10 per week, nor for a period longer than 500 weeks from the date of the injury, and not exceeding $4,000.

(c) For partial incapacity, a weekly payment equal to one-half the wage loss, but not more than $10 per week, and for not longer than 300 weeks.

(d) For certain specified injuries (mutilations, etc.), 50 per cent of average weekly earnings for fixed periods, in lieu of other payments.

(c) Payments begin with the fifteenth day after the injury, but if the disability continues for eight weeks or longer compensation is computed from the date of injury.

After six months lump sums may be substituted for weekly payments. Revision of benefits.-Weekly payments may be reviewed by the industrial accident board at the request of either party. An injured employee must submit to medical examination when requested.

Insurance.-Employer must furnish proof of financial ability to pay the required compensation, or insure in an authorized employers' liability company, or in an employers' insurance association organized under State laws, or become a member of a State insurance fund administered by the State commissioner of insurance.

Security of payments.-In case of insolvency, claims constitute a first lien upon all property of the employer. Employers must furnish proof of financial ability to pay conpensation, or insure in approved companies or with the State. Settlement of disputes.-Either party may request the industrial accident board to appoint a committee of arbitration, whose decisions are subject to review by the board. The supreme court may review questions of law.

45615°-Bull. 243-18-3

MINNESOTA.

Date of enactment.-April 24, 1913; in effect October 1, 1913; amended, chapters 193, 209, 1915; chapters 302, 351, acts of 1917.

Industries compensated.—Injury by accident arising out of and in the course of employment causing disability for more than 1 week, or death, unless intentionally caused, or due to the intoxication of the injured person.

Industries covered.-All excepting common carriers by steam railroad and farm and domestic service, in the absence of contrary election by employers. Persons compensated.-Private employment: All employees, including aliens and minors, in the absence of contrary election, casual employees excepted. Public employment: All persons in the service of a county, city, town, village, or school district, excluding public officials elected or appointed for regular

terms.

Burden of payment.-Cost rests upon the employer.
Compensation for death:

(a) $100 funeral expenses.

(b) To a widow alone, 35 per cent of monthly wages of deceased, increasing to 60 per cent if four or more children; to a dependent husband alone, 25 per cent; to a dependent orphan, 40 per cent, with 10 per cent additional for each additional orphan, with a maximum of 60 per cent; to the dependent parent or parents, if no dependent widow, widower, or children, 30 per cent if one parent and 40 per cent if both survive; if none of the foregoing, but a brother, sister, grandparent, mother-in-law, or father-in-law is wholly dependent, if but one such relative, 25 per cent, or if more than one, 30 per cent, divided equally.

(c) If only partial dependents survive, that proportion of benefits provided for actual dependents which contributions bore to wages earned. (d) When no dependents are left; expense of last sickness and burial, not exceeding $100, in addition to medical and hospital services provided in case of disability.

Payments continue for not more than 300 weeks, and cease when a minor child reaches the age of 18, unless physically or mentally incapacitated from earning, and upon the death or marriage of other dependents unless otherwise specified.

Compensation for disability:

(a) Reasonable medical and surgical treatment, not exceeding 90 days nor $100 in value, unless ordered in exceptional cases, when $200 is the limit.

(b) For total disability, 60 per cent of wages.

(c) For temporary partial disability, 60 per cent of the wage loss. (d) For specified permanent partial disability (mutiliations, etc.), 60 per cent of the earnings for fixed periods, in lieu of other payments. Payments for death may not be more than $11 per week, and for disability not more than $12; nor may they be less than $6.50, unless the wages were less than $6.50, when the amount of wages is paid. Payments may not extend beyond 300 weeks except for permanent total disability, when the period is 400 weeks, with payments of not more than $6.50 per week thereafter for 150 weeks, the total not to exceed $5,000.

Lump sums may be substituted for periodical payments, but in case of compensation for death, permanent total disability, or certain maimings the consent of the court must be obtained.

Revision of benefits.-After six months from the date of an award either party may apply to the court for revision. The employee must submit to medical examination when requested.

Insurance.-Employers may insure in any authorized company, stock or mutual, or maintain cooperative schemes, assuming other and greater risks, and other classes of industrial insurance.

Security of payments.-Insured workmen have an equitable lien upon any policy becoming due, and in case of the employer's incapacity the insurer shall make payment directly to them. Claims to compensation have the same preference against the assets of the employer as unpaid wages,

Settlement of disputes.-Either party may submit a claim to the judge of the district court, who shall determine such dispute in a summary manner, subject to review by the supreme court as to questions of law.

MONTANA.

Date of enactment.-March 8, 1915; in effect July 1, 1915.

Injuries compensated.—Injuries arising out of and in course of employment, resulting from some fortuitous event, causing death, or disability for more than two weeks' duration.

Industries covered.—“All inherently hazardous works and occupations," including manufactures, construction work, transportation, and repair of the means thereof, and any hazardous occupation or work not enumerated, in which employers elect, but not including agricultural, domestic, or casual labor. Persons compensated.-Private employment: All persons other than independent contractors, employed in the industries covered, whether as manual laborers or otherwise, except casual employees. Public employment: All employees in the industries covered.

Burden of payment.-All on employer except that contributions may be arranged for hospital fund.

Compensation for death:

(a) $75 for funeral expenses if death occurs within six months of injury. (b) To beneficiaries (widow, widower, child or children under 16, or invalid child above 16), 50 per cent of wages of the deceased if residents of the United States; if not, 25 per cent, unless otherwise required by treaty. To major dependents (father or mother), in case there are no beneficiaries, 40 per cent. To minor dependents (brothers or sisters actually dependent), if no beneficiary or major dependent, 30 per cent. Nonresident alien dependents receive nothing unless required by treaty, nor do beneficiaries if citizens of a Government excluding citizens of the United States from equal benefits under compensation laws. Term of payments may not exceed 400 weeks, $10 maximum, $6 minimum; if wages less than $6, then full wages. Payments cease on remarriage of widow or widower, or when child, brother, or sister reaches the age of 16, unless an invalid.

Compensation for disability:

(a) Medical and hospital services during first two weeks after happening of injury, not over $50 in value, unless there is a hospital contract. (b) For temporary total disability, 50 per cent of wages during disability, $10 maximum, $6 minimum, unless wages are less than $6, when full wages will be paid, for not more than 300 weeks.

(c) For permanent total disability, same scale as above for 400 weeks, then $5 per week while disability continues.

(d) For partial disability, 50 per cent of the wage loss, wages and benefits not to exceed $10 nor fall below $6 in amount, unless wages at time of injury were less than $6; payments to continue not more than 150 weeks for permanent cases, and 50 weeks where disability is temporary.

(e) For maimings, compensation on same scale and limits as in (b) for terms ranging from 3 to 200 weeks, in lieu of other payments. Periodical payments may in any case be converted in whole or in part to lump sums.

Revision of benefits.-Decisions and awards may be rescinded or amended at any time by the industrial accident board for good cause.

Insurance. The employer may carry his own risk on a showing of financial ability; security may be required for probable liabilities and must be given when a continuing payment is ascertained. Insurance may be carried in any company authorized to do business in the State, or the employer may contribute to a State fund.

Security of payments.—In case of bankruptcy, etc., liabilities under this act are a first lien upon any deposit made by an employer, and if this is not sufficient, then on any property of the employer or insurer within the State, and shall be prorated with other lienable claims.

Settlement of disputes.-Proceedings to determine disputes under the act must be instituted before the board and not elsewhere; limited appeal to courts.

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